Alcoa Tenn Federal Credit Union Alcoa Tenn Federal Credit Union Alcoa Tenn Federal Credit Union Alcoa Tenn Federal Credit Union Alcoa Tenn Federal Credit Union Alcoa Tenn Federal Credit Union Alcoa Tenn Federal Credit Union
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Avoid Being Denied at the Merchant:
What you need to know about Reg E and ATFCU Overdraft Privilege Pay

Due to changes in Federal Regulation E (Reg E), the way ATFCU offers Overdraft Privilege Pay is changing. Currently eligible ATFCU members receive Overdraft Privilege Pay Coverage to cover insufficient funds up to $400 for a $25 fee per transaction on ATM and merchant (one time debit) transactions. Beginning August 12, 2010, we will not be able to continue this practice unless we receive your authorization to do so.

If you have received an email or letter from us regarding this regulation you may click the link in the email or copy the link into your browser window to OPT-IN. To read more and/or OPT-IN, click here. Still have questions? Contact Us.

Back to School Loans

Borrow up to $2,000 for 12 months with rates as low as 8% Annual Percentage Rate (APR). Contact a loan officer for details, or apply online

ATFCU Employees Volunteer in Nashville

On Saturday, June 26th a group of 18 ATFCU employees and their family members traveled to West Nashville to volunteer for flood relief.

Members of the team have called the experience eye opening, humbling and rewarding.

Click here to view pictures and read their story.

100+ Reasons to Refinance
100+ Reasons to Reinance

Refinance over $7,500 to receive $100.00 cash, or Refinance over $20,000 to receive $200.00 cash!

  • PLUS: at closing, you will receive a free $10.00 gas card
  • PLUS: your name will go into a monthly drawing for a $50.00 gas card
  • PLUS: your name will remain in the drawing until the end of the campaign for a free $100.00 gas card!
  • PLUS: receive a .10% discount off your auto loan rate when you add direct deposit to your checking account
  • PLUS: enjoy an easy application process, fast approval, terms up to 72 months, no penalty for early pay-off and even a 90-days-till-first-payment option!

With a rate as low as 3.79% Annual Percentage Rate (APR) you could save hundreds monthly! Contact a loan officer for details, or apply online

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Alcoa Tenn Federal Credit Union
124 N. Hall Road      P.O. Box 9001     Alcoa, TN 37701
Toll Free: 1-800-404-6008   
Phone: (865) 977-3118    Fax: (865) 977-0253
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