More Online Bill Pay
FAQ's
Adding an Electronic Version of My Bill

What is an electronic version of a bill?
An electronic version of a bill, which is also called an
e-bill, is a bill that you can view and pay online at
the Payment Center. It typically contains the same information
as a paper bill or statement.
Quick Facts About Electronic Bills
When you add an electronic version of your bill, we send
the information as a request to your biller. After your
request has been processed, you receive an electronic bill
in a month or more, depending on your billing cycle.
All electronic bills are delivered to OnLine Bill Pay. You
can access your bills online at the Payment Center. Some
billers can also send electronic bills to an e-mail address
that you specify.
Some billers stop sending you paper bills when they start
sending electronic bills. Other billers continue to send
paper bills in addition to your electronic bills.
When you receive electronic bills, a reminder appears below
the bill in the Pay Bills section as soon as we receive it
from your biller.
Some billers let you pay your electronic bills automatically.
You can go to Manage My Bills to add an automatic payment.
For more information, see the FAQs for Setting Up Automatic
Payments for an Electronic Bill.
After you add an electronic version of your bill, you cannot
change your biller account number. If the biller has changed
your account number, check your OnLine Bill Pay biller information
to see if it has been updated automatically. The biller generally
sends us any account number changes. If the account number
has not been updated by the biller, however, you must delete
the biller and add the bill again.

How do electronic bills work with OnLine Bill Pay?
We can receive electronic bills from hundreds of companies
nationwide. When you add a company that can send electronic
bills, the following icon appears next to the biller name
in the Pay Bills section of the Payment Center: . Click
the icon to go to the Add an Electronic Version of My Bill
page.
Enter the information that your biller requires to set
up your electronic billing service, and we send your request
to the biller.
After you request an electronic version of your bill, a
different electronic bill icon appears next to the biller
name in the Pay Bills section of the Payment Center.
This icon |
Appears when |

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You have an electronic bill that is due.
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This icon |
Appears when
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One of the following conditions is true:
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You've added an electronic version of your
bill, but you haven't received your first electronic
bill.
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You're receiving electronic bills from the
biller, but you don't have any bills due.
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Electronic bill information also appears in the Payment
Assistant for billers that can send e-bills. You can select
the e-bill links to sign up for electronic bills or to view
and pay an electronic bill.
Reminders appear below the bill in the Pay Bills section
as soon as we receive a bill from your biller. The reminder
shows the amount due and due date from your bill.
Some billers let you select options to automatically pay
your electronic bills. You can decide to always pay the amount
due or set limits for automatically paying the bill. You
can also decide to pay the bill on the due date or schedule
the payment for the earliest date available after you receive
the bill. For more information, see the FAQs for Setting
Up Automatic Payments for an Electronic Bill.

How do I know if my biller sends electronic bills?
When you add a company that can send electronic bills,
which are also called e-bills, the following icon appears
next
to the biller name in the Pay Bills section of the Payment
Center: . Click the icon to go to the Add an Electronic
Version of My Bill page.
Electronic bill information also appears in the Payment
Assistant. When you select a biller that can send electronic
bills, you see tips related to electronic bills and a link
to sign up for e-bills.
You can also go to Manage My Bills to add an electronic
version of your bill. If the biller does not offer electronic
bills, the option does not appear on the Add and Change Bill
Options page.

What is an e-bill trial?
Some billers offer a trial period to try electronic bills.
For a limited time, usually 90 days, you can receive
both electronic and paper bills. During the trial period,
you
can choose to stop receiving your paper bills. If you
don't stop paper bills by the end of the trial period, your
biller
will no longer send electronic bills. You can sign up
again for electronic bills; however, you won't be eligible
to
participate in another trial period.
E-bill trial information is available in the Payment Assistant
and when you view the details of your bill. You can see the
status of your trial period and stop your paper bills.

Why do you need information from a biller's Web site to
add some electronic bills?
When you add an electronic version of your bill, the biller
requires certain information to send and process electronic
bills for your account. Some billers require more information
than others, and this information may include the user
name and password you use to access your account online at
the
biller's Web site.

I've forgotten my sign-in information for a biller's Web
site. What should I do?
Go to the biller's Web site and follow the procedures to
get your user name and password. In some cases, you may
have to request a new user name, or you may have to change
your
password. Once you have the correct information, return
to OnLine Bill Pay to complete the process of adding an electronic
version of your bill.

Why do I have to enter my account number again?
Some billers require you to enter your account number again
to verify your account information and activate electronic
bills for your account. In some cases, the biller may
require additional information along with the account number.
For
example, a phone company may simply require your 10-digit
phone number when you pay your bills, but require additional
numbers to activate your electronic billing service.
In other cases, the biller may require the account number
in a slightly different format.
If the biller has specific requirements, they are described
on the page when you add an electronic bill, so be sure to
follow the instructions carefully when you re-enter your
account number. You may find the additional account information
on a bill or statement from your biller.

What does the biller use my e-mail address for?
A biller may use your e-mail address to contact you if
there is a question about your payment.
If the biller does not require your e-mail address, you
can select an option to allow us to send the address to your
biller. If you agree to send the e-mail address to the biller,
you may receive promotional messages about products and services.

What if I have bills for an address that isn't my home address?
The address where the biller provides service is called
your service address. For example, you may own rental property
and pay the utilities using OnLine Bill Pay. In this
case,
the address where the utility company provides service
is your rental property, not your home address.
When you add an electronic version of your bill from your
utility company, your name and home address appear on the
page. In this case, you would change the address information
to the address of your rental property instead of your home.
The address you enter should match the address that your
biller has on file.
If you have a question about the address where you receive
services, contact your biller.

What if my request to add an electronic version of my bill
is rejected?
If the biller rejects your request to add an electronic
version of your bill, you receive a message in your OnLine
Bill Pay
inbox that provides details about the problem. To resolve
the problem, you can:
Try adding an electronic version of your bill again. Make
sure to enter your information (especially your account number)
completely and accurately.
Contact the biller to get more information about the biller's
electronic billing service. For example, some billers cannot
send electronic bills to customers in certain areas of the
country.
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