Member Services >> Member Benefits

Welcome to Alcoa Tenn Federal Credit Union.

Located in the heart of Alcoa, Tennessee, the credit union is home to over 11,000 members, servicing over 63 companies. ATFCU is a not-for-profit, member-owned institution that exists solely to serve our members with the highest quality financial services.

As a member of Alcoa Tenn Federal Credit Union, there are many benefits of membership.

Yes, Alcoa Tenn offers loans, checking, savings accounts and other financial services that banks offer. But, we're very different from any bank. Alcoa Tenn is a not-for-profit, member-owned institution that exists solely to serve our members with the highest quality financial services. You'll receive more personal service, and you'll receive higher savings rates, lower loan and credit card rates and many services free of charge.

Our goal is to provide you, our member, with the best financial services at the lowest cost. We can provide you with options and flexibility to meet all your financial services needs. We take pride in our personal service and in offering a complete line of services that includes the latest in innovations and convenience. All the services you need without all the costs.

To be a member of the Alcoa Tenn Federal Credit Union, we require that you open a share (savings) account with a minimum of $5.00. This is your share of the membership in Alcoa Tenn. After your share account is opened, we invite you to utilize any of our other services.

Membership eligibility is required. To learn if you qualify for membership or for information on how to join ATFCU, please click here.