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Loan Rates >> Secured

The decision to deplete your savings or be penalized for an early withdrawal on your share certificate is no longer a decision. You can pledge your shares or certificate up for collateral while still earning interest. This allows you to keep your nest egg. Secured loans can be used for items such as automobiles, boats, RV's and campers.

You only pay 2% above what your shares or certificate is earning and when the loan is paid off, we release the funds.

Term Length

Dividend

APY

3 months

4.12%

4.20%

6 months

4.17%

4.25%

7 months

4.22%

4.30%

12 months

4.265%

4.35%

18 months

4.31%

4.40%

24 months

4.65%

4.75%

30 months

4.89%

5.00%

Discounts may apply.

All rates are subject to change.
For more information, contact the Loan department.

 

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Alcoa Tenn Federal Credit Union
124 N. Hall Road      P.O. Box 9001     Alcoa, TN 37701
Toll Free: 1-800-404-6008   
Phone: (865) 977-3118    Fax: (865) 977-0253
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