⚠️ TEXT MESSAGE SCAM ALERT ⚠️

Please be aware that ATFCU will never ask for personal information, login credentials, or verification codes via unsolicited text message, email, or phone. If you receive an unsolicited phone call or message claiming to be ATFCU asking for account/card numbers, user names, passwords, verification codes, or other personal information, please do not respond.
Instead, contact ATFCU directly at 800-404-6008 and speak with Member Service. If you have given out your account number, Visa credit/debit card, or other information, please contact ATFCU immediately.

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Member Benefits

Membership That Means More.

Picturesque view of a road in the Smokies surrounded by colorful fall foliage

Your Membership Benefits.

Easy banking tools, real support from real people, and member-only perks to help you save, simplify and stay on track.

  • Local, member-owned financial institution founded in 1936
  • Profits returned to members through better rates, lower fees, and new products and services
  • Service oriented, not-for-profit philosophy
  • Local branches for in-person support
  • Thousands of shared branching locations
  • Large network of ATMs in the communities we serve
  • Digital Access for online and mobile banking
  • Friendly staff ready to help

Key Benefits

Why Members Love ATFCU
ATFCU has been helping members and earning their trust since 1936. We provide local, friendly support to help you save, learn, and plan ahead.

Digital Access
Manage your money from anywhere. Check balances, move money, pay bills, deposit checks, and manage cards from your phone or computer.

Financial Wellness Support
Free one-on-one guidance from GreenPath Financial Wellness to help with budgeting, debt management, student loan repayment, and financial planning.

Insurance Options
Through TruStage®, members have access to estate planning, as well as home, auto, and life insurance, designed specifically for credit union members.

Accidental Death and Dismemberment Insurance
ATFCU helps you plan for the unexpected by providing each member up to $2,000 of AD&D insurance coverage through TruStage® at no cost. Enrollment is easy and members also have the option to purchase additional coverage at group rates.

Debt Protection
Protect your ATFCU loans with optional debt protection coverage that could cancel your monthly payments or loan balance in the event of death, disability, or unexpected job loss.

No-Cost Retirement & Insurance Consultation.
Plan confidently for your future with the help of Retirement Consulting and Investment Services. 

How to Join

Membership is open to people who live, work, worship, or attend school in Blount, Loudon, or Monroe Counties. You can join online or at any branch with:

  • State-issued photo ID
  • Proof of address
  • $5 to open your Share (Savings) Account

Opening a checking account? A $50 deposit is required. No minimum balance after opening.

How to Join

Just stop by one of our locations to fill out an application or open your account online.

Open an Account