⚠️ TEXT MESSAGE SCAM ALERT ⚠️

Please be aware that ATFCU will never ask for personal information, login credentials, or verification codes via unsolicited text message, email, or phone. If you receive an unsolicited phone call or message claiming to be ATFCU asking for account/card numbers, user names, passwords, verification codes, or other personal information, please do not respond.
Instead, contact ATFCU directly at 800-404-6008 and speak with Member Service. If you have given out your account number, Visa credit/debit card, or other information, please contact ATFCU immediately.

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Rates & Specials

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Got Debt? Get Cash

A man and woman sit on the back of their car with the trunk open, staring at a scenic viewGot Debt? is back! If you’ve got debt, Alcoa Tenn can help. This program is available from April 1 – September 30, 2026, and if you’re looking to consolidate your debt, we may be able to help.

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Certificate Specials

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With ATFCU’s Certificate Specials, YOU choose your term!

7-month* or 11-month** Certificate at 3.50% APY.

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APY is accurate as of April 23, 2026. Rates subject to change without notice. Dividends calculated daily, compounded monthly. Fees could reduce earnings. Other rates and terms available. Penalty equal to 180 days’ dividends will be applied for early withdrawal.

*Automatically renews at maturity for a 6-month term at the then current 6 month share certificate dividend rate.

** Automatically renews at maturity for a 12-month term at the then current 12 month share certificate dividend rate.

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