Don't Skip the Trip.

Vacation Loan Rates as low as 7.99% APR

Available June 1st through August 31st, 2025

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Quick. Convenient. Easy to use.

Upgrade available May 7th.

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Got Debt PLUS

We'll pay you up to $500 for your debt!

PLUS $100 on top of that when you open up your first Alcoa Tenn checking account with a debit card!

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Home Loans

Made Affordable

Finance 100% of your home's purchase price with NO PMI Insurance

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Credit Unions Help Our Communities Thrive.

Keep Them Tax- Exempt!

For more information and to take action, click the button below.

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7 Month Certificate Special

4.00% APY*

Rates subject to change. New money only.

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How can we help you today?

I'd like to open a better checking account

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I'd like to buy a car or lower my payment

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I'd like to buy a house or lower my payment

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I'd like to save for my child's college tuition

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I'd like to teach my child how to save

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Auto Loans

as low as 5.74%*

APR*

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*APR=Annual Percentage Rate. Payment per thousand is $30.30 per month for 36 months based on 5.74% apr. Rate subject to credit approval and year of collateral. Conditions and restrictions apply. See a Loan Officer for details.

Shared Branches

Over 4,500 participants in the USA

Discount Tickets

Save on local attractions

Member Benefits

It's great to be a member of ATFCU!