You want to buy, build, or remodel the home of your dreams - we can help! Not sure what loan option is right for you? Our lending team is here to assist you find the solution that best fits your needs.
You’ve worked hard to find the home of your dreams, now trust the lending team at Alcoa Tenn Federal Credit Union find the right mortgage loan solution for you. Whether you’re in the market for your first home, or seeking to refinance an existing mortgage, we’ll put our expertise to work for you.
For projects and major purchases where you know the budget and timeframe, a fixed rate home equity loan is a smart way to go.
For affordable access to cash when you need it, consider tapping into your home’s equity with a home equity line of credit. A HELOC1 can be used for just about anything – home repairs, college expenses, a dream vacation! Your line of credit is easily accessible with our convenience checks or Visa cards.
Sometimes your dream home requires blueprints. When you can’t find the home that’s right for you, build it instead. ATFCU offers construction loans which make financing your new home build easier and affordable. Only the interest is charged during the one-year construction period of the loan. Once the home is complete, you can pay off the loan or modify it into any of the mortgage loans offered by ATFCU.
When you're looking for a plot of land, either as the site to build your dream home or for investment or recreational enjoyment, look to ATFCU for your loan.
ATFCU is an Equal Housing Lender.