Please be aware that ATFCU will never ask for personal information via unsolicited text message, email, or phone. If you receive an unsolicited message from someone claiming to be ATFCU and asking for full account numbers/passwords/other personal information, we suggest you do not respond. Hang up and contact ATFCU directly and speak with someone in member service. If you have given out your Visa credit card, Visa debit card, or other information, please contact ATFCU as soon as possible.
Your ATFCU Check Card is a convenient way to pay - it works like a credit card, but funds are deducted from your account, just as if you'd written a check.
All Alcoa Tenn Federal Credit Union checking accounts come with a free EMV chip-enabled Visa Check Card that allows you to safely and easily use your checking account to make payments - without writing a check! Use your ATFCU Check Card anywhere Visa is accepted.
The EMV chip adds more security to your check card payment. Using the chip card is a little different, but it's still an easy way to pay. When you use your Visa Check Card at a chip-enabled terminal, a one-time authentication code is created for your transaction. This means that your card information isn't transmitted and stored and your data can't be used by anyone else. If the terminal isn't chip-enabled, you may still use your check card by swiping the card's magnetic strip to pay.