Included here are both Personal and Business account fees. Also view our Rates.

Service Fee
Credit Card Statement Copy $3.00 per Statement
Credit Card Document Copy $3.00 per Document
Credit Card Rush $15.00
Credit Card Research $15.00 per hour, Minimum of one hour
Late Payment Fee $25.00 or the amount of the required minimum payment, whichever is less, if you are 11 or more days late in making a payment.
Return Payment Fee $25.00 or the amount of the required minimum payment, whichever is less.
Design Your Own Card $9.95
Pay by Phone $5.00 for each expedited telephone payment initated by 24x7 cardholder services.
Service Fee
Online Access Internet Banking Free
Online Access Internet Bill Pay Free
Remote Transfer - Incoming Free
Remote Transfer - Outgoing $3.00 per transfer
Remote Transfer Account Failed Validation Fee $10.00 per failed attempt
Remote Transfer NSF/Reject Fee $32.00 per NSF/Reject
Remote Transfer Manual ACH Return $32.00 per return
Online Bill Pay Stop Payment1 $32.00 per item
Access Line Telephone Banking Free
Overdraft (Covered by Savings)2 Free
Overdraft (Covered by Loan Advance) $10.00 per item
Overdraft Fee $32.00 per item
Return Item Fee $32.00 per item
Overdrawn Fee $32.00 per item
Deposited Item Return $15.00 per item
Foreign (Non-U.S.) Item Collection Fee (Checks, Drafts, etc) Per Collecting Financial Institution
Personal Checks (Share Drafts) Per Catalog
Senior Club Member-Economy Checks Free
Temporary Checks (4) $1.00
Stop Payment - Single Item $32.00
Stop Payment - Range of Items $32.00
Photocopy of Check $3.00 per copy
Return Mail Locator Fee $5.00 per item
Statement Copy $2.00 per statement
Wire Transfer (Incoming) $15.00 per transfer
Wire Transfer (Outgoing)3 $25.00 per transfer
Verification of Deposit $20.00
Account Research/Reconciliation $25.00 per hour (Minimum of one hour)
Cashier's Check - Member4 $4.00
Cashier's Check - Non Member $15.00
Legal Process (Garnishment, levies, etc.) $100.00
Notary Public/Signature Guarantee Free
Loan Coupon Book Replacement $10.00
Phone Transaction - ATFCU Account Free
Phone Transaction Non Proprietary $10.00
CU ATM Transaction Free
Debit Card Replacement Fee $10.00
Debit Card Rush Fee $15.00
Debit Card Special Handling Fee $10.00

For fees related to a specific product, please see that product's webpage.

1. Stop payments on bill payment items only apply to paper checks. Stop payments cannot be placed on electronic items.

2. For share savings and money market accounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic, or internet transfer, by telephonic order or instruction, or by check, draft, debit card, or similar order. If you exceed these limitations, your account may be subject to a fee, be closed or items will be returned unpaid.

3. Domestic only. We do not provide outgoing international wires.

4. Receive up to six (6) cashier's checks free with Tenn Plus Checking.

Service Fee
Overdraft (Covered By Savings)1 Free
Overdraft (Covered by Loan Advance) $10.00 per item
Overdraft Fee $32.00 per item
Return Item Fee $32.00 per item
Overdrawn Fee $32.00 per item
Deposited Item Return $15.00 per item

For fees related to a specific product, please see that product's webpage.

1. For share savings and money market accounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic, or internet transfer, by telephonic order or instruction, or by check, draft, debit card, or similar order. If you exceed these limitations, your account may be subject to a fee, be closed or items will be returned unpaid.

Service Fee
CU ATM Transaction Free
Debit Card Replacement Fee $10.00
Debit Card Rush Fee $15.00
Debit Card Special Handling Fee $10.00

For fees related to a specific product, please see that product's webpage.

Service Fee
3 x 5 $35 per year
3 x 10 $45 per year
5 x 10 $65 per year
10 x 10 $85 per year
Drilling of Boxes $200.00
Re-key Box $125.00

For fees related to a specific product, please see that product's webpage.