ATM Deposit/Transfer Notice
ATM Deposits and Transfers
Deposit cash or checks and make transfers 24/7 at an ATFCU Branch ATM.
No need to fill out a deposit slip or use an envelope...Simply use your ATFCU debit card and follow the on the screen prompts1.
Availability of funds deposited at an ATM may be delayed. Cash deposits are typically available immediately, but may be delayed until the next business day after we receive your deposit. Funds from check deposits may not be available until at least the second business day after the day of your deposit. Longer delays may apply according to ATFCU Funds Availability Policy; however, the first $225.00 of your check deposit will typically be available by the first business day after the day of your deposit.2
For branch locations not offering ATM deposits, you may use the night depository. Night deposit transactions are posted the next business morning2.
1. You must have an Alcoa Tenn Federal Credit Union checking account with a valid Visa Debit Card to use this feature. Feature is not available at all ATMs. Funds may not be immediately available. Refer to ATFCU's Fund Availability Policy for more details.
2. Refer to ATFCU's Funds Availability Policy for full details on funds availability.
